Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Contents A Fruitful Retirement: Social Security Benefit Taking your Social Security benefits at the right time may help maximize your benefit. What's New for Social Security? There have been a number of changes to Social Security that may affect you, especially if you are nearing retirement. Saving for Retirement This calculator can help you estimate how much you may need to save for retirement.